New York Driver License (DMV) Written Practice Test

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Study for the New York Driver License Written Test. Prepare yourself with informative questions that simulate the actual DMV test environment. Gain confidence and ensure you're ready for the road!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


How much is the penalty for failure to carry proof of liability insurance?

  1. $50

  2. $100

  3. $150

  4. $200

The correct answer is: $150

If you do not carry proof of liability insurance, you can face a fine of $150. Option A is incorrect because $50 is not a sufficient penalty to deter the violation. Option B is also incorrect because $100 is still not enough to heavily penalize individuals for failing to provide proof. Option D is incorrect because $200 may be too high of a penalty for some individuals, making it an unreasonable response to the offense. Therefore, the correct answer is C, which is a balanced and appropriate penalty for the violation.